The Importance of Pet Insurance and Microchipping

Pet Insurance

Part of being a responsible pet owner is making sure your Ridgeback is registered at a Veterinary Practice. You might already be registered at a practice or a good practice has been recommended but if not we suggest using the Royal College of Veterinary Surgeons website to find a practice near you

Pet Insurance is also an extremely important consideration for all dog owners. It will help guard against unexpected veterinary fees and allow you to provide the best health care for your dog. It is also advisable to have third party insurance as part of any policy you take out, in case your dog causes an  accident. The world of pet insurance can be quite confusing and we recommend when you are ready to find an insurance package to suit you and your Ridgeback you look at the Association of British Insurers website ( which will explain all about the different types of policies and what they really mean.

In the meantime we are able to provide 5 Weeks Free pet insurance with our partner Agria to all our adopters, regardless of how old your new companion is. Agria specialise in pet insurance, they don’t do anything else and like us, as a breed specific rescue, they do things a little differently, such as providing cover for older rescues.

Once you adopt a rescue from us you don’t need to do a thing, we will activate the insurance and you will be covered. Agria Pet Insurance will send you the full details of the 5 Weeks Free cover and your insurance documents. That is why it is important for us to take your email address – so that you can receive an electronic copy of your insurance documents immediately. If you wish to continue on from the FREE 5 week period of cover with Agria, they will offer ‘Lifetime’ pet insurance for your dog, regardless of age.


Following a two-year campaign by the Government, compulsory micro-chipping was introduced in the UK under the Micro-chipping of Dogs (England) Regulations 2015 on 6th April 2016. This requires that all dogs should be chipped and recorded on a Government compliant registered database by the time they are eight weeks old.

The aim of the legislation is to show a chain of ownership for each dog, therefore the Breeder should always be the first registered keeper for all dogs born after the 6th April 2016.

Every puppy leaving its breeder should have the necessary paperwork to amend the details of ownership: it is the new owner’s responsibility to ensure that their details are updated with the microchip company. Petlog (linked to the KC) do not charge for ownership transfer providing the puppy has been originally registered with them. Other micro-chipping companies make a nominal charge.

Nevertheless, a dog still needs to wear a collar and tag in accordance with the Control of Dogs Order 1992 showing owners name and full postal address and, although not stated in the legislation, a contact telephone number is advisable.

It should also be noted that a dog should be registered with the Keeper’s details, which are not necessarily always the same as the KC recorded owner details.

In practice, many dogs are simply still not registered however for those who are, by far the most common reason for failing to reunite the pet with their owner, is that details are not updated: people move, dogs change hands and in today’s world of ever-updated mobile phones, numbers are frequently changed.

Out of date microchip details mean dogs who potentially could be quickly reunited, have to spend time in “stray” kennels with all the associated stress that environment causes. Indeed, the NDWA (National Dog Warden Association) states that 40% of stray dogs are already chipped but have missing or inaccurate information.

Failure to keep details up to date can result in legal proceedings, which would come under the jurisdiction of the local council. Stage one of a prosecution is a formal notice issued by an appointed Local Authority Officer. Failure to comply with this notice may result in Stage two being instigated: a criminal conviction and a fine of up to £500.

All dogs should leave their care appropriately micro-chipped, however it is the Owner’s responsibility to ensure that all their dog’s details are current.